siness needs to survive unexpected downturns or emergencies.

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Your Results

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Target Emergency Fund Amount:

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@target_fund_amount

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Funding Gap:

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@funding_gap

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Monthly Savings Goal (12 Month Plan):

"},"rowId":"s4xzIym"},{"type":"text","key":"gV09v","props":{"text":"

@monthly_savings_goal

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How to calculate your business emergency fund?

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The fund is calculated by multiplying your essential monthly outflows by the number of months needed for your business to recover from a disruption.

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Formula: Target = Monthly Expenses × Months of Coverage

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Using the reserve calculator: an example

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A retail shop with $10,000 monthly expenses aiming for 6 months of coverage.

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Step-by-step calculation:

"},"rowId":"nQLkttZ"},{"type":"text","key":"7AEbq","props":{"text":"

Small Business Emergency Fund Calculator

Your Results

How to calculate your business emergency fund?

Using the reserve calculator: an example

Step-by-step calculation:

Frequently Asked Questions

How many months of reserves should I have?

What expenses should I include?

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